Changes to the New Jersey Flood Insurance Regulations

While the risk of flooding is never completely absent, and flood insurance is always a good idea, now more than ever we recommend that you protect yourself by discussing your flood insurance options with your agent. Periodically reviewing your insurance is always a...

What’s the Deal with Flood Insurance?

According to FEMA, floods are the most common disaster in the U.S. Floods caused over $3.2 billion in damages in 2017 alone. Unfortunately, many homeowners do not realize that a standard New Jersey homeowner’s insurance policy does not protect them or they don’t...

Storm Surge is Flooding

Hurricane Harvey and Hurricane Irma have (rightly) brought a lot of attention to storm surge. So much so, in fact, that you might be forgiven for thinking that storm surge is itself an insurable event. The reality though, is that storm surge is just another name for...

Climate Change Could Lead to More Hurricanes and Flooding

As we read about and watch the footage from the horrible effects of Hurricane Matthew, it is reminiscent of Hurricane Sandy and a reminder to us all that hurricanes are dangerous storms. Hurricanes, and the flooding they cause, are an on-going threat to New York and...

Insurance For Hurricane Preparedness

September is National Preparedness Month One thing we can take away from Hurricane Hermaine, is that we are in the middle of hurricane season! It is important to be prepared even if the storm isn’t as powerful as forecasted. So what can you do TODAY to prepare...

Common Flood Insurance Misconceptions

Did you know that floods are the #1 natural disaster in the United States? The National Flood Insurance Program wants consumers to know that while homeowner’s insurance won’t cover them against flooding, they can protect their home and property by...