NJ Personal Insurance Coverage | Long Branch Insurance Agency

Personal Insurance

Let us devise the best personal insurance plan for your needs and help you determine the limits, coverages and deductibles that are appropriate for your lifestyle.

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Comprehensive and simple solutions are important for everyone. We offer policies for all of your personal insurance needs and have a variety of carriers for Automobile, Homeowners, Renters, Umbrella, Flood Insurance and all of you Recreational Vehicles. We are a one stop shop for all of your insurance needs and can save you time and effort from calling dozens of insurance carriers.

We can work on all types of auto coverage, coastal homes and condos, and determine if an umbrella policy is right for you! We have many options of the best carriers in the country and the state to find the best priced policy for you.

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Contact us today to get the best personal insurance plan for your needs. Please call us at (877) 288-7169, or click on Get a Quote above. We look forward to speaking with you soon.

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Personal Insurance Blog Articles

Understanding Commercial Auto Insurance for Your Business

Commercial auto insurance is a type of insurance that helps businesses protect themselves financially in the event of an accident or loss involving a company-owned vehicle. This type of insurance is important for businesses because it can cover the costs of damages to...

Why are Commercial Auto Rates so Expensive?

The rumors are true. With rates increasing across the board, commercial auto is just the next domino to fall in the line. In today's day-in-age no matter how often or not you are filing claims, hiring drivers with good records or the miles you are putting on the...

As an Employer, How Do You Keep Commercial Auto Rates Down?

When purchasing commercial auto insurance, especially today it is important to know the rates have increased based off a number of factors including: more distracted drivers on the road, repair and medical costs, driver shortages and social inflation. Equally, it is...

Why are Insurance Companies Evil?

Insurance companies, evil? Is that the newest myth on the internet? With everything going on in the world, the constant changes and challenges we face as a society the answer to that loaded question: yes, no, maybe - depending on who you ask. What are the reasons...

What do you mean by Material Misrepresentation?

Getting a letter with "material misrepresentation" on it - whether from the insurance company, attorney or someone else means that a difficult conversation needs to be had. Within the confides of an insurance contract, material misrepresentation occurs when the...