LG Insurance Agency Blog

Life insurance is a contract where an insurer offers to pay a fixed fee following the death of a covered person, provided the payments are completed on time. This sum is referred to as a death benefit. Policies provide insured people with peace of mind, knowing that...

Getting married is so exciting! Starting a life with your love is an amazing experience. When you marry someone, your finances become one. Their debts, savings, and investments merge with your own. For this reason, there is a lot of financial planning that goes into a...

When it comes to protecting your proprietary information, and taking the necessary steps to secure the various streams of data your company handles, as well as taking steps to protect your own personal information, you may have come across some conflicting or...

Risk tolerance is a term that is often used when it comes to topics like investment portfolios and business transactions- but it has a very specific meaning as it relates to insurance. So what does risk tolerance refer to when you’re talking about insurance? What is...

As a professional, what kinds of insurance do you really need? Will a general liability policy be enough to protect you and by extension your business in the event of some kind of unfortunate or unforeseen scenario? Accountants, insurance agents, attorneys, any kind...

Professionals need insurance to protect themselves and their business in a variety of scenarios and from a broad range of concerns or potential liabilities- that much we know. However, while insurance is a necessary cost of doing business, how will you know that...

It’s a question often asked of insurance professionals, particularly here in New Jersey. Should personal injury protection, more commonly known as PIP, be primary or secondary insurance? To begin with, it’s important to understand exactly what Personal Injury...

Government Shutdowns, Capacity Limitations, and Business Insurance As business owners attempt to navigate the current uncertainties brought on by the COVID-19 pandemic, it may be easy to feel a bit overwhelmed. With impacts on businesses caused by state and local...

If you own a home, or property, you are likely aware that there are insurance policies you’ll need to purchase and put in place to protect those investments. Homeowners know they’ll need homeowners insurance in the event of a disaster or liability issue. But what if...

Does your business manufacture, sell, or serve food products? If so, then your business is at risk for becoming the target of a food contamination or foodborne illness claim. Restaurants, bakeries, grocery stores, food processors, manufacturers, takeout businesses,...