LG Insurance Agency Blog
6 High Net Worth Insurance Considerations
When you have a high net worth, it's important to think about all the ways you can be exposed to liability and damages. Your assets are more valuable and you may have more at stake if something goes wrong. That's why it's important to work with an insurance company...
Top 3 Special Events That Need Insurance
Having a special event? Graduation parties, weddings, and even farmers' markets are events that become very popular as the weather warms up, and getting outside and gathering together to celebrate are moments we all enjoy. Most people do not realize that along with...
Boating Insurance: Peace of Mind on the Water
The Jersey Shore is a great location to have fun in the sun while aboard a boat, and boating season is fast approaching. Whether you are boating on the ocean, fishing in the Shrewsbury River, or cruising around in a personal watercraft on the Navesink, it's important...
What ERISA Means for You: Employee Benefits Protection
ERISA stands for the Employee Retirement Income Security Act, a piece of legislation that was enacted in 1974 to protect employee benefits. ERISA sets minimum standards for most retirement plans offered by private companies, and also provides regulations for welfare...
D&O insurance: What It Covers and Why You Need It
When you are a director or officer of a company, it is important to be aware of the risks that come with the position. Directors and officers can be held liable for wrongful acts committed in their role within the company. This is where D&O insurance comes in....
What’s The Difference Between Renters And Landlord Insurance?
If you are a landlord, it's important to have the right insurance in place. Landlord insurance can protect you from a variety of risks, including damage to your property and liability claims. But what about when your tenants are the ones who need insurance? Tenant...
What Kind of Insurance Should a Subcontractor Have?
With projected rates increasing in 2022 across the board, you might be questioning whether paying for insurance coverage is even worth it. Legally speaking, requirements tend to vary depending on the industry you work in and where you live. While most states do not...
Introduction to Insurance Coverage for the Gig Economy
The freelance or “gig” economy has been rapidly growing in recent years, and the pandemic significantly accelerated this growth as more and more workers picked up freelance work to supplement dwindling incomes. The last decade has seen a significant shift towards...
New Flood Insurance Rules from FEMA You Need to Know
New Flood Insurance Rules: What They Mean for You As of October 1, 2021, FEMA’s National Flood Insurance Program, or NFIP, is launching what they have referred to as Risk Rating 2.0, their new methodology for offering more equitable and risk-informed rates. The...
Why Do I Need Renters Insurance?
Introduction While you’re excited about your new place, remember the importance of coverage and protection as you might need it when an emergency arises. If you’re confused about what to look out for in a renter’s insurance policy, or you have unanswered questions on...