LG Insurance Agency Blog
Insuring High Value Jewelry
Most homeowners policies have limitations on jewelry coverage. As little as $1,000 is typical on a "normal" policy, and even "deluxe" policies from high value home insurance companies have limits as low as $5,000 to $10,000. Insuring High Value Jewelry But what if you...
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Honoring Our Fallen Heroes
Starting after the Civil War, Memorial Day was known as Decoration Day. A day when survivors and loved ones would gather to decorate the graves of fallen soldiers with flowers, wreathes and flags. Eventually becoming a National Holiday, Decoration Day was a chance to...
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National Hurricane Preparedness Week
The week of May 7th is National Hurricane Preparedness Week. Since we're a coastal insurance agency, this is a topic near and dear to our hearts. The federal government has some great resources you can use at https://www.weather.gov/wrn/hurricane-preparedness Of the...
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Lawyers Professional Liability
Depending on which study you read, one in four or one of five lawyers are going to be sued during the course of their career. That's twenty to twenty-five percent of all lawyers. Clearly, being in the legal profession does not make one immune to lawsuits. We work with...
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Insuring High Value Coastal Properties
One of our specialties at LG Insurance is insuring high-value coastal properties. Not every insurance broker or carrier is equipped to handle the unique needs of $1 million plus coastal properties. We work with a variety of companies that specialize in insuring these...
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Errors and Omissions Insurance
What is E&O insurance? Errors and Omissions (E&O) is insurance that covers you in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results. For doctors, dentists,...
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Homeowners Insurance Coverage Gaps
The modern homeowners policy is very comprehensive and covers *most* of the things the typical homeowner needs, however, few of us us are truly "typical" and there are some common coverage gaps that we always talk to our clients about. Here's just a few homeowners...
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LG Insurance Partners with Narragansett Bay Insurance Company
LG Insurance is pleased to announce that we have formally added Narragansett Bay Insurance Company as an insurance partner. Previously, we had accessed the company through other channels, but now we have a full service relationship with the company and can provide...
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Insurance For Your Commercial Vehicle
Insurance Coverage For Business Autos Many businesses are exposed to the financial consequences of their ownership, use or maintenance of vehicles used in their operations. Most coverage needs can be handled by a business auto policy (BAP) or similar form which cover...
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Auto Thefts From Keys Left in Car Up 31%
A vehicle is reported stolen once every 45 seconds in the United States. And last year, one out of every eight of those thefts had keys left in the vehicle. That's a pretty easy vehicle theft! As reported in the Claims Journal, this is a growing problem according to...
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