LG Insurance Agency Blog

For several years, reinsurance rates have remained relatively stable. However, large natural disasters in recent years have led to higher costs. Renewal rates have started to climb and this trend is expected to continue, but there’s little agreement on how and in what...

Here at LG Insurance, we’re going to be very busy this month taking care of all your insurance needs, starting holiday shopping, prepping for Thanksgiving dinners and making travel plans; we’re sure you’re going to be keeping busy too! We hope you’ll get out and enjoy...

The specific protections offered under your homeowner’s insurance policy are very important. All policies include dollar limits on valuable possessions as the insurance company must assume more risk. However, insurance companies offer homeowners the option to...

Maybe you can’t find a sitter, or going out isn’t in your budget at the moment, or there just isn’t anything interesting happening around town. Whatever the reason, staying home with your partner on Friday or Saturday night doesn’t mean you have to treat it like...

Fire can cause enormous damage and according to the US Fire Administration, tenants bear most of the financial burden when a fire occurs in their apartment. Consequently, it’s extremely important you have good insurance coverage. A tailored renter’s policy protects...

It’s that time of year when we celebrate dressing up in costumes, stuffing ourselves with sweets, and being able to get anything flavored with pumpkin. Fall is in full swing, and there’s lots going on in Monmouth County this October! Your friends at LG Insurance hope...

Companies that buy minimal insurance without professional advice should rethink their approach. According to a Hartford study analyzing business claims over five years, your company has a 40 percent chance of filing a claim and some are substantially more costly than...

Summer is over and if you’re a recent college graduate and you may have found out landing a good job isn’t always easy.  You’re competing both with other recent grads and with older folks who probably have more work experience than you. Whether you’re a recent grad...

Insurance providers don’t advertise their formulas for calculating premiums. However, some common factors definitely affect the cost. Some are beyond your control, but others are within it. Here’s what insurers consider when you apply for health and life insurance....

Summer may be coming to a close, but there are still plenty of fun, outdoor festivals coming up! Your friends at LG Insurance hope you’ll enjoy spending time with your friends and family this month and that you’ll have fun at one of these great events our community...