LG Insurance Agency Blog

Storm Surge is Flooding

Hurricane Harvey and Hurricane Irma have (rightly) brought a lot of attention to storm surge. So much so, in fact, that you might be forgiven for thinking that storm surge is itself an insurable event. The reality though, is that storm surge is just...

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Distracted Driving

Despite all the attention it has received over the past years, distracted driving is still one of the leading causes of vehicle accidents and death. The Numbers and Implications are Frightening The average person reads a text in about 4.6 seconds. At 55...

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Yacht Insurance New York & New Jersey

While some homeowners policies provide limited coverage for small watercraft, or your homeowners insurance company may provide separate policies for larger watercraft, yachts are in a call all by themselves and should probably be insured by a marine specialist on a...

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Insuring High Value Jewelry

Most homeowners policies have limitations on jewelry coverage. As little as $1,000 is typical on a "normal" policy, and even "deluxe" policies from high value home insurance companies have limits as low as $5,000 to $10,000. Insuring High Value Jewelry But what if you...

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Honoring Our Fallen Heroes

Starting after the Civil War, Memorial Day was known as Decoration Day. A day when survivors and loved ones would gather to decorate the graves of fallen soldiers with flowers, wreathes and flags. Eventually becoming a National Holiday, Decoration Day was a chance to...

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National Hurricane Preparedness Week

The week of May 7th is National Hurricane Preparedness Week. Since we're a coastal insurance agency, this is a topic near and dear to our hearts. The federal government has some great resources you can use at https://www.weather.gov/wrn/hurricane-preparedness Of the...

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