LG Insurance Agency Blog

When dealing with something as important as protecting one’s assets, it’s very important to have a full understanding of the terminology involved. Here are a few “insurance-speak” words you should know when you go through the quoting process. Actual cash value The...

It’s the height of summer! There are still plenty of days to have fun in the sun before it’s time to think about heading back to school. Here are a few events happening in Monmouth County this month, all of which are outdoors, family friendly and free!  Clamfest The...

We’ve all heard about drinking lots of water to stay hydrated, especially during these summer months, and there’s a good reason for that—dehydration and its much more severe counterpart, heatstroke, can both be brought on by not drinking enough water while exposed to...

If you share a home with a roommate and have renters insurance, you may assume your roommate is covered. However, renters policies usually exclude roommate coverage. Their personal property and liability is their responsibility. Some insurance companies allow you to...

Property cost evaluation determines the true worth of your property. This is very important for insurance purposes. Otherwise, you could be under or over-insured. Under-insuring your property can lead to a significant financial loss if you ever need to file a major...

Tomorrow is Independence Day, and summer is in full swing! Your friends at LG Insurance hope you’ll get out and enjoy the sea breeze and sunshine at these events happening in Monmouth County this July. Oceanfest Fireworks should be part of any Independence Day...

If you’re trying to balance your deductible with your premium without leaving yourself too exposed, you’re not alone. It is a balancing act and there isn’t a clear cut formula you can use to determine what works best for you. Here’s why people choose a higher...

The official beginning of summer is this weekend! While it may be tempting to reach for that pint of Ben & Jerry’s to beat the heat and satisfy your craving for a sugary snack, summer is actually the best time to work healthier snack options into your diet. The summer...

Insurance policies offer several calculation options, so it is important you understand precisely what you’re buying and whether the policy provides what you expect when you file a claim. Judging a policy strictly on your premium doesn’t necessarily provide you with...