Small Business Insurance

Because one size doesn’t fit all when it comes to small business insurance, the team at LG  Insurance will work with you to come up with a plan that meets your unique needs.

As a small business owner, you’ve worked hard to build your business. Faced with constant challenges, we know how important it is when it comes to protecting the future of your company. That’s why making sure you’re properly covered is crucial to your organization.

Get a Free Small Business Insurance Quote

Why is Small Business Insurance Important?

Keeping your organization and employees safe is essential to running a good business. From property insurance and commercial auto insurance to worker’s compensation—LG offers customized Small Business Insurance plans to those in and around Long Branch, New Jersey.

Types of Small Business Insurance

Below are some common types of insurance we offer. (Click the title for more information on each!)

Commercial Auto Insurance

If you use your vehicle on a regular basis or let employees drive it for work purposes, you’ll want to make sure you have a commercial insurance policy in place. Depending on your needs, we offer various coverage for all types of vehicles.

Worker’s Compensation Insurance

This form of insurance provides wage replacement and medical benefits to employees who get injured on the job. Additionally, it’s required by law for any business that has employees. Protecting you and your employees, we’ll recommend options that best fit your business. 

Commercial Property Insurance

Any property or inventory that is owned, used, manufactured, sold by, or used to house any goods or places of business falls into this category. Differing from business to business—we’ll make sure you’re properly covered.

Business Owner’s Insurance

From business assets to your property, a business owner’s policy is a package policy that covers a large majority of risk for a business owner, in one single policy. Check with us to see if your business qualifies.

Commercial Umbrella Insurance

Extending your coverage for a minimal expense, Commercial Umbrella Insurance policies cover general liability, commercial auto, workers compensation, liquor liability and even your cyber liability.

Business Interruption Insurance

A valuable coverage for all business owners, Business Interruption Service covers loss of business income in the case of serious loss. Helping business owners recover in times of need, it protects for lost rent, income and sales during the time you’re closed.

Why LG Insurance?

When it comes to Small Business Insurance, we’ve been around the block more than a few times. We understand the challenges local businesses face in New Jersey—so when something comes up you can stop in and visit with us or pick up the phone and call us day or night. And if you catch us out and about—whether we’re grabbing a bite to eat or walking our dogs—we’d love to answer any questions you might have. Offering a mix of plans along with competitive rates, we won’t rest until you do.

Get a Free Small Business Insurance Quote

If you’re in the market for small business insurance, contact LG Insurance today. Or stop in and say hi next time you’re in the neighborhood.

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