LG Insurance Agency Blog
What Kind of Insurance Should a Subcontractor Have?
With projected rates increasing in 2022 across the board, you might be questioning whether paying for insurance coverage is even worth it. Legally speaking, requirements tend to vary depending on the industry you work in and where you live. While most states do not...
Introduction to Insurance Coverage for the Gig Economy
The freelance or “gig” economy has been rapidly growing in recent years, and the pandemic significantly accelerated this growth as more and more workers picked up freelance work to supplement dwindling incomes. The last decade has seen a significant shift towards...
New Flood Insurance Rules from FEMA You Need to Know
New Flood Insurance Rules: What They Mean for You As of October 1, 2021, FEMA’s National Flood Insurance Program, or NFIP, is launching what they have referred to as Risk Rating 2.0, their new methodology for offering more equitable and risk-informed rates. The...
Why Do I Need Renters Insurance?
Introduction While you’re excited about your new place, remember the importance of coverage and protection as you might need it when an emergency arises. If you’re confused about what to look out for in a renter’s insurance policy, or you have unanswered questions on...
10 Things You Should Know About Surety Bonds
The choice to reduce and skillfully handle the risk attached with construction projects and choosing the right financial decisions to ensure the completion of projects is crucial to the success of the projects. Gambling on a contractor or subcontractor with a...
Do You Need Home-Based Business Insurance?
The pandemic affected many businesses across various industries, but it also led to many individuals creating their own companies. While many employees were embracing remote work for the first time, other professionals were looking at ways that they could scale their...
Insurance for Jewelry
Jewelry insurance, particularly for important, valuable, or sentimental pieces, is a smart way to protect not only your investment, but something that holds emotional value to the owner as well. So how does insurance for your jewelry work? What does jewelry insurance...
How To Lock In The Lowest Rates On Life Insurance
There are many factors to consider when it comes to thinking about life insurance. First, insurance rates will change depending on your age and health status. Most consumers are already aware that life insurance policies will be cheaper when they are younger and...
Insurance Policy Review: Your Agent (Should) Love This!
An important part of financial literacy and making smart choices when it comes to your insurance policies is doing an annual policy review. There are a broad range of reasons why asking your agent for a policy review just makes good sense, but how do you go about...
Do I Need Life Insurance?
Life insurance is a contract where an insurer offers to pay a fixed fee following the death of a covered person, provided the payments are completed on time. This sum is referred to as a death benefit. Policies provide insured people with peace of mind, knowing that...