LG Insurance Agency Blog
Why Insurance Costs are Going Up, and What Can you Do About It?
Why are insurance premiums going up? There are a number of factors that contribute to this, including inflation, the hard market starting in 2019, social inflation, reinsurance, and increased insurance fraud claims. Increases in insurance costs are unfortunately...
Landscape & Hardscape Company Insurance
Who Needs Landscape & Hardscape Insurance? If you are in the business of lawn care service providing, grading and excavation service providing or the tree pruning business - you and your experienced agent should be shopping around for the right combination of...
Extreme Weather, Hurricanes, & Flood Insurance
You Can't Predict the Weather. But you can be sure that extreme weather affects homes all over, and leads to millions of dollars in damages each year. There are ways you can be prepared, and ensure your family is safe and your possessions are secured. As a homeowner,...
Workplace Safety: The Business Owner’s Perspective
Workplace safety is not just about protecting your employees. It's also about protecting your business. In fact, workplace safety can have a big impact on your bottom line. Here are three ways that workplace safety can cost you money if you're not careful: 1....
6 High Net Worth Insurance Considerations
When you have a high net worth, it's important to think about all the ways you can be exposed to liability and damages. Your assets are more valuable and you may have more at stake if something goes wrong. That's why it's important to work with an insurance company...
Top 3 Special Events That Need Insurance
Having a special event? Graduation parties, weddings, and even farmers' markets are events that become very popular as the weather warms up, and getting outside and gathering together to celebrate are moments we all enjoy. Most people do not realize that along with...
Boating Insurance: Peace of Mind on the Water
The Jersey Shore is a great location to have fun in the sun while aboard a boat, and boating season is fast approaching. Whether you are boating on the ocean, fishing in the Shrewsbury River, or cruising around in a personal watercraft on the Navesink, it's important...
What ERISA Means for You: Employee Benefits Protection
ERISA stands for the Employee Retirement Income Security Act, a piece of legislation that was enacted in 1974 to protect employee benefits. ERISA sets minimum standards for most retirement plans offered by private companies, and also provides regulations for welfare...
D&O insurance: What It Covers and Why You Need It
When you are a director or officer of a company, it is important to be aware of the risks that come with the position. Directors and officers can be held liable for wrongful acts committed in their role within the company. This is where D&O insurance comes in....
What’s The Difference Between Renters And Landlord Insurance?
If you are a landlord, it's important to have the right insurance in place. Landlord insurance can protect you from a variety of risks, including damage to your property and liability claims. But what about when your tenants are the ones who need insurance? Tenant...