LG Insurance Agency Blog
Can Someone Sue You If They Get Hurt On Your Property?
Businesses and private properties have a variety of liability concerns that they need to insure themselves against, but in some cases, a scenario that seems highly unlikely can prove to be a more than unfortunate set of circumstances should you not take the necessary...
Burst Pipes Insurance Claims – What is Covered?
You’ve had a pipe burst in your home, causing extensive water damage, and now you need to make a claim. Are you covered? You could be- but then again, it’s possible that you’re not. Let’s take a look at which kinds of burst pipe claims are typically covered, which are...
Business Interruption Process in the COVID Era
Business Interruption insurance, or BI, is a fundamental component of any comprehensive insurance policies business owners purchase to protect themselves in the event of catastrophe. As businesses across the United States struggle with the impacts of the COVID-19...
Home Insurance Claims, Storms, and the Claims Process
Processing claims for disaster and storm insurance can be a long, slow process, so it’s best to make certain you’re prepared and know all of the necessary steps ahead of time. As with any insurance claim scenario, preparation and knowing what to expect is half the...
Weird and Wild NJ Insurance Claims Too True to Believe
Most insurance companies are accustomed to dealing with a variety of worst case scenarios- after all, you choose to insure your home, vehicles, and other valuable assets to protect them in the event of an emergency. You may have heard of some rather unusual insurance...
The Importance of Home Inventory for Insurance Claims
When purchasing an insurance policy for your home and personal property, there is a lot to think about. You need to assure that you have enough coverage to resolve problems both large and small- from a burst pipe and soaked drywall to an intense storm that blows a...
Condo Insurance: What is Covered by the Condo Association, What Insurance You Should Also Get
Owning a condominium has a variety of benefits. You may have chosen to purchase a condo rather than a single family home because of the size, convenient location, amenities, or because you prefer high rise living. Perhaps you chose your condo because you loved the...
In and Out of the Water: Additional Boat Insurance in NJ You Need for Your Boating Lifestyle
The boating lifestyle is more than just you, your boat, and the water. Water sports and recreation include a wide variety of activities- from taking your boat on the road to new and exciting destinations, to fishing and tubing- and in the case of bigger boats or...
Why Now is the Best Time to get Insurance Coverage for Your Boat
Owning a boat or personal watercraft can be the source of a great number of joys- days spent on the water with family and friends, making memories, enjoying the outdoors, and living the watercraft lifestyle. Buying and maintaining your boat or watercraft can also be...
You Are Being Sued for Wrongful Termination, Now What?
It’s a terrifying prospect for a business: Letting go of an employee who then turns around and claims that the termination was unjust. The business can find itself ensnared in a long – and likely very costly – wrongful termination suit with the Equal Employment...