New Jersey Restaurant Owners…Are You Covered?

Being a restaurant owner can be a dream come true, being your own boss, serving delicious food, and creating a loyal customer base.

But there is a lot of stress and risk related to food service. A restaurant relies on many elements working together; employees, suppliers, and equipment in order to create a positive guest experience. When one of those elements is out of place, the restaurant cannot operate properly; and when the restaurant doesn’t operate, there is no revenue.

So when the freezer breaks down and all of the food spoils or a kitchen fire occurs and the kitchen cannot cook, what do you do? Most small-business owners, when faced with a emergency, don’t have the deep pockets that allow for something unexpected. And what about liability costs if a guest is injured on your premises? Even a successful business may not be able to handle the high cost of a settlement.

Restaurant Business Insurance acts as a safety net for when the worst-case scenarios happen. Don’t mistakenly believe it will “never happen to me”, because it probably will.

LG Insurance Agency offers tailored business insurance policies in New Jersey and New York made just for restaurant owners. We can create a variety of packages for your needs. We offer: