It’s spring in New Jersey and its time for motorcycles to hit the road. If you own, or are planning to own a motorcycle, it’s important to have the right equipment, safety knowledge, and motorcycle insurance.
While warmer spring weather offers motorcyclists the opportunity to enjoy the open road, spring and summer months are also the most dangerous for motorcycle riders. According to the U.S. Department of Transportation, sixty-two percent of all motorcycle deaths occur from May through September, and 52 percent of motorcycle fatalities in 2014 happened on weekends. More than half, 57 percent, of motorcyclist deaths in 2014 occurred on major roads that are not interstate highways or freeways.
Take note of these motorcycle safe tips to enjoy the roads this spring:
- Use protective eye wear to shield your eyes from the wind, bugs, rocks, or any other flying object.
- Wear a helmet, riders without a helmet are 40 percent more likely to suffer a fatal head injury in a crash and are three times more likely to suffer brain injuries, than those with helmets, according to government studies.
- Wear gear that will protect you from wind chill, flying bugs and debris, and road rash if you should slide out. For maximum protection, go for a leather or other reinforced jacket, gloves, full pants, and over-the-ankle footwear, even in summer.
- Avoid bad weather, slippery conditions reduce your margin for error. Rain not only cuts your visibility but reduces your tires’ grip on the road, which can make cornering tricky.
- Anti-lock braking systems help maintain control during sudden stops.
- Many insurers offer discounts for motorcyclists who have completed safety courses, have memberships in certain associations such as the Harley Owners Group, and have a safe driving record.
In addition to maintaining safe riding habits, it is important to have the right insurance coverage. LG Insurance Agency is your local Long Branch, NJ insurance agent. Our experienced team can help you select the best insurance coverage for your bike and your budget.
Motorcycle insurance coverage and costs depend on the same factors we take into consideration for an auto insurance policy. We can customize a motorcycle insurance policy and find discounts if packaged with your car or your homeowners insurance. Depending on the type of bike, we can adjust limits on Bodily Injury, Property Damage, Medical Payments and Roadside Assistance.
Contact us today for a free quote!
All content provided in this blog is for informational purposes only. Topics discussed on this blog relate to insurance products and issues in a general application, and are not an offer of insurance, a guarantee of coverage, or applicable to specific and individual circumstances. Contact LG Insurance Agency for questions and information specific to your insurance needs.
