Insurance for Rumson NJ Residents
A typical sunset from Victory Park in Rumson, NJ.
What’s not to love about Rumson? It’s a quaint little peninsula town filled with historical charm and beauty. With waterfront living along the Navesink and Shrewsbury Rivers, it is an ideal place to live.
What Kind of Insurance is Important in Rumson?
As you may well know, luxury can come at a price. It’s important to protect your home, inside and out. For those with a luxury home and other high-value assets, standard insurance is limited and doesn’t provide the needed security for your upscale property.
At LG Insurance Agency, we offer specialized homeowners coverage and collections coverage for art, jewelry, wine, antiques and collectibles. Not to mention, if your home has a replacement value above $1 million, we can add better coverage to help you in a time of need.
Don’t Forget About Flood Insurance
Along with the beauty of the water comes the risk of flooding. Everyone in Rumson is technically in a flood zone and it is important to know if you are in a high risk zone or moderate risk zone. Flood maps from FEMA help us to determine your level of risk and an elevation certificate from a surveyor or engineer can help us to calculate the proper premium for your flood insurance policy. With your flood insurance, we can help you with excess flood insurance for risks that are larger than $250,000. We can cover the difference for your personal needs.
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Rumson at a Glance
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