Despite all the attention it has received over the past years, distracted driving is still one of the leading causes of vehicle accidents and death. The Numbers and Implications are Frightening The average person reads a text in about 4.6 seconds. At 55...

Real-World Case Study Under social host liability laws, party-givers can be held responsible when minors drink The Dane family's annual holiday party was in full-swing. Neighbors, colleagues and dear family friends gathered together to toast the season....

Personal Injury Protection Do you have health insurance? If so, you may be able to designate your health insurer as your primary source of medical care should you be injured in an automobile accident. If an accident occurred, your health insurer would pay...

While some homeowners policies provide limited coverage for small watercraft, or your homeowners insurance company may provide separate policies for larger watercraft, yachts are in a call all by themselves and should probably be insured by a marine specialist on a...

Most homeowners policies have limitations on jewelry coverage. As little as $1,000 is typical on a "normal" policy, and even "deluxe" policies from high value home insurance companies have limits as low as $5,000 to $10,000. Insuring High Value Jewelry But what if you...