For several years, reinsurance rates have remained relatively stable. However, large natural disasters in recent years have led to higher costs. Renewal rates have started to climb and this trend is expected to continue, but there’s little agreement on how and in what...

Here at LG Insurance, we’re going to be very busy this month taking care of all your insurance needs, starting holiday shopping, prepping for Thanksgiving dinners and making travel plans; we’re sure you’re going to be keeping busy too! We hope you’ll get out and enjoy...

The specific protections offered under your homeowner’s insurance policy are very important. All policies include dollar limits on valuable possessions as the insurance company must assume more risk. However, insurance companies offer homeowners the option to...

Maybe you can’t find a sitter, or going out isn’t in your budget at the moment, or there just isn’t anything interesting happening around town. Whatever the reason, staying home with your partner on Friday or Saturday night doesn’t mean you have to treat it like...

Fire can cause enormous damage and according to the US Fire Administration, tenants bear most of the financial burden when a fire occurs in their apartment. Consequently, it’s extremely important you have good insurance coverage. A tailored renter’s policy protects...