Life Insurance

Don’t leave the future of you and your loved ones to chance. LG Insurance can help you find the right life insurance coverage, and help ensure that your policy continually meets your needs.

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The question here is not if you need life insurance, but how much! Have you ever asked yourself what is my life worth? We all put deductible and insurance on our cars in case of an accident, but we do not always think how our loved ones and business partners will get along without proper life insurance.

 

Understanding Life Insurance

If a 35 year old male makes $75,000 per year, has two kids and a wife. He suddenly dies. How is his wife going to replace that income and how much income is it? She needs $75,000 per year for at least the next thirty years. So the simple math tells us that he should have a life insurance policy of $2,250,000.

This same family might not be able to afford that insurance, but wouldn’t something be better than nothing?

We can help you with various needs calculators and discuss the insurance that you should have to protect your loved ones and your business. The options are endless and each has different costs and benefits. That same 35 Year old male can get $1 million of Life Insurance for less than $700 per year or a half million for under $30/Month.

 

Types of life insurance policies:

Products:

  • Individual Universal Life
  • Survivorship Universal Life
  • No-Lapse Guaranteed UL
  • Level Term Life
  • Fixed Index Universal Life
  • No-Lapse Guaranteed Survivorship UL
  • Return of Premium Term
  • Whole Life
  • Single Premium Whole Life
  • Simplified/Guaranteed Issue Life
  • Final Expense Life

Get a free life insurance quote!

Contact us today and we’ll prepare a life insurance policy based on your needs. Please call us at (877) 288-7169. We look forward to speaking with you soon.