What do you mean by Material Misrepresentation?

 Getting a letter with “material misrepresentation” on it – whether from the insurance company, attorney or someone else means that a difficult conversation needs to be had.  Within the confides of an insurance contract, material misrepresentation...

Winter Weather , House Damage, and Home Insurance

Winter weather can be a homeowner’s worst nightmare. Blizzards, ice storms, and high winds can cause all sorts of damage to your home. It is important to be prepared for these types of weather conditions and know what to do if your home is affected. In this blog...

Difference Between “Actual Cash Value” And “Replacement Cost”

Homeowners naturally want to spend as little as possible on insurance, but they depend on their policy for sufficient compensation. However, it is important you understand the details of your policy and align your coverage to your home’s current value. Otherwise, your...

Things Are Heating Up This Month- Fireplace Safety Tips!

Winter months lead to increased fireplace usage, so it is very important you care for your fireplace well. Fireplaces and chimneys are involved in 42 percent of all home-heating fires. Stay comfy and warm and avoid fire hazards when you follow these helpful fireplace...